Start your journey to financial freedom here

Welcome

Welcome to Factor Financial Planning,

At Factor, we understand that financial planning is more than numbers—it’s about people, their stories, and their unique journeys. We are committed to providing a safe, supportive, and empathetic environment for all our clients.

We specialise in offering compassionate financial support to those affected by the contaminated blood scandal, including individuals infected and their families and estates. We also extend our inclusive services to those who have experienced infertility or child loss, recognising the emotional challenges involved.

Our holistic approach ensures that everyone feels welcome and understood. Whether you’re planning for the future, managing finances, or seeking guidance through changing circumstances, we’re here to support you every step of the way.

At Factor Financial Planning, your journey matters to us.

Sam Richards

Founder – Factor Financial Planning

Why choose us?

Free consultation

Comprehensive expertise & Access to Chartered Financial Adviser – industry gold standard.

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Tailored service

Holistic & Inclusive Approach – Tailored Planning for each individual or business

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Careful planning

Empathetic and Specialised Support for those with challenging and changing circumstances.

Our services

Financial Planning

At Factor Financial, we specialise in providing expert financial planning advice to safeguard and grow your wealth. Our comprehensive services cover tax planning, pensions, estate planning, and family protection.

Retirement Planning

Our team at Factor Financial offers expert guidance and access to various retirement savings options to enhance your wealth in the future by determining what type of pension is right for you.

Investment & Wealth Management

Factor Financial possesses the investment expertise needed to safeguard and increase your wealth, whether you're investing for a specific goal or to secure your financial future.

Personal & Family Proection

We'll carefully review your current protection benefits and lifestyle to create a personalised protection package, guaranteeing your family's financial stability in the face of unexpected challenges.

Our Specialist Services

Infected Blood Inquiry Financial Planning Advice

Financial Advice for People with Bleeding Disorders

People Affected by
Infertility / IVF

Sports and Media Professionals

Our Process

1.

Engagement

2.

Discovery

3.

Research &
Analysis

Research & Analysis

4.

Recommendations

5.

Implementation

6.

Ongoing Service

Lets have a chat

Book a free initial consultation