Welcome to Factor Financial Planning,
At Factor, we understand that financial planning is more than numbers—it’s about people, their stories, and their unique journeys. We are committed to providing a safe, supportive, and empathetic environment for all our clients.
We specialise in offering compassionate financial support to those affected by the contaminated blood scandal, including individuals infected and their families and estates. We also extend our inclusive services to those who have experienced infertility or child loss, recognising the emotional challenges involved.
Our holistic approach ensures that everyone feels welcome and understood. Whether you’re planning for the future, managing finances, or seeking guidance through changing circumstances, we’re here to support you every step of the way.
At Factor Financial Planning, your journey matters to us.
Sam Richards
Founder – Factor Financial Planning
Comprehensive expertise & Access to Chartered Financial Adviser – industry gold standard.
Holistic & Inclusive Approach – Tailored Planning for each individual or business
Empathetic and Specialised Support for those with challenging and changing circumstances.
At Factor Financial, we specialise in providing expert financial planning advice to safeguard and grow your wealth. Our comprehensive services cover tax planning, pensions, estate planning, and family protection.
Our team at Factor Financial offers expert guidance and access to various retirement savings options to enhance your wealth in the future by determining what type of pension is right for you.
Factor Financial possesses the investment expertise needed to safeguard and increase your wealth, whether you're investing for a specific goal or to secure your financial future.
We'll carefully review your current protection benefits and lifestyle to create a personalised protection package, guaranteeing your family's financial stability in the face of unexpected challenges.